The dark side of bad online credit card management

The internet through the e-commerce platform has made business transactions easier, since a lot of people do at least some shopping online from the comfort of their homes or offices. Buying via the Internet beats fighting the mall crowd, and also reduces the hassles of transports to get the items needed, but however it also carries the risk of identity theft and credit card fraud. Identity theft happens when someone steals your personal information, such as your Social Security number, address, phone number or financial account information, and uses it to open up lines of credit in your name without your consent or permission while Credit card fraud happens when someone gains access to an individual's legitimately opened credit card account and uses it to buy items, take out cash advances and create other illegal schemes. Shopping online can reduce the risk of transportation and theft but however it also has some risks associated with it as well. Here are tips to reduce online credit card theft

1. Protect Your Personal Information

2. Use a Secured Mailbox

3. Create Strong Passwords and Keep Them Safe

4. Protect Your PIN numbers

5. Check Your Credit History and Score Regularly

6. Take Action

Finally, keeping an active eye on your credit card account online can alert you very quickly to any fraud.

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